foundr.money — full features
Per-project P&L for solo founders running six things at once. Connects banks, cards, and provider invoices. The agent tags every charge — you confirm. No entity required.
Pricing
Free via X. Solo at indie prices. Pro when you scale.
Same pricing model across the whole foundr.* family. No per-seat math. No enterprise quote theater.
Free
quote-tweet @perea_ai
$0
One project, manual tagging from your agent, monthly summary.
- 1 project
- Manual tagging via MCP
- Monthly summary email
- Single bank connection
Solo
Recommended$19 / mo
Five projects, auto-connect, every provider invoice.
- Auto-connect cards + banks (Plaid / Teller)
- 5 projects
- All provider integrations (OpenAI, Anthropic, Vercel, AWS, Modal)
- Threshold + anomaly alerts
- 12-month history
Pro
$49 / mo
Multi-entity, accountant export, shared-cost auto-split.
- Multi-entity, unlimited projects
- Accountant export (QuickBooks / Xero / Wave)
- Shared-cost auto-split (Claude Max prorated across projects by token use)
- Priority alerts
- 3-year history
What you get
Every feature, grouped by who it's for.
Core
- Plaid / Teller bank + card connection (personal + business)
- Auto-import provider invoices (OpenAI, Anthropic, Vercel, AWS, Modal, Cloudflare, Stripe, GitHub, domains)
- Per-project P&L (revenue from Stripe + costs from everywhere)
- Monthly burn dashboard with 14-day forecast
- Budget alerts (Slack / email) — threshold + anomaly spike
- Split-transaction support (one charge → multiple projects)
- Recurring-subscription detection + cancel suggestions
- CSV + accountant export (QuickBooks / Xero / Wave)
Agentic-first (MCP + token)
- money_tag from inside Claude / Cursor — tag in the loop you make decisions
- money_burn / money_project_create / money_alert_set
- money_export — statements as structured JSON for downstream agents
- money_reconcile — diff tracked spend vs. provider invoice
Solo-founder-shaped
- Multi-project default — not "add second business" upsell
- No entity / no EIN required — personal-card friendly
- Shared-cost auto-split (Claude Max billed across 6 projects pro-rata by token use)
- One-click "this project is dead" archive (stops counting toward burn)
- Accountant-ready export at tax time
Agentic-first
The MCP surface your agents call.
Add it once to Claude, Cursor, or any MCP host. Your bearer token unlocks every tier — no dashboard required.
claude mcp add --transport http foundr-money https://foundr-money.foundr.company/api/mcp
money_tagTag a transaction to a project from inside your IDE
money_burnCurrent month burn for a project
money_project_createSpin up a project budget envelope
money_alert_setSet a threshold from an agent
money_exportPull statements as structured JSON
money_reconcileDiff tracked spend vs. provider invoice
Why this differs
The angles the incumbents won't ship.
- 01
Project-first, not category-first. The primary axis is `project`, not `merchant_category`.
- 02
Built for the 3–10 micro-startup founder. Ramp / Brex assume one funded entity.
- 03
Agentic tagging via MCP. Tag in the loop you make decisions, not in a separate dashboard.
- 04
LLM-provider + cloud-provider native. OpenAI / Anthropic / Vercel as first-class line items.
- 05
No entity required. Works with a personal card across unincorporated side projects.
Competitive landscape
Who's already here, and what they leave on the table.
Honest comparison. We do not pretend the space is empty.
- MercuryFree banking + $35 / mo+
Startup banking + spend management
Gap: One entity per account, no project-level slice
- BrexFree + $12 / user / mo annual
Corporate card + spend for VC-backed
Gap: Requires real entity + VC backing
- RampFree + $15 / user / mo
Corporate card + AI spend automation
Gap: Requires $25k bank balance to qualify
- WaveFree + $16 / mo Pro
Free accounting for freelancers
Gap: Manual categorization, no AI, no MCP
- CostLayer / SuperPenguin$9–$29 / mo
AI-API spend dashboards
Gap: LLM-API only — ignores Vercel, AWS, Stripe
See what each project is actually burning
Quote-tweet @perea_ai for a token. Connect one card. Tag five charges. The per-project P&L tells you which project to kill.